Santander Bank Polska
International transfers
Business accounts
Transparent FX
EU citizens
7/10
Expat-Friendliness Score
Santander Bank Polska is part of the global Santander Group, making it well-suited for expats who need international banking services. The bank excels in transparent currency conversion and international transfers, with competitive rates for businesses. While English support in branches is moderate, the mobile app offers full English interface and the bank generally accepts foreign passports. Santander is a solid choice for business owners, self-employed individuals, and those who frequently transfer money internationally. The savings rates (5.8% APY) are competitive, though not the highest.
Fees & Costs
- Personal Account
- 0 PLN
- Business Account
- 25-60 PLN/month
- Savings Interest
- Up to 5.8% APY
Requirements
- PESEL Required
- Recommended
- Online Opening
- Branch Only
- Opening Time
- 1-3 days (in branch)
Ratings
- English Support
- Mobile App
- ATM Network
- 3,500 ATMs
Contact
- Website
- https://www.santander.pl
- Phone Support
- +48 801 123 123
- [email protected]
Pros for Expats
- Transparent currency exchange rates
- Good for international transfers and business
- Free personal account
- Modern mobile app with English interface
- Accepts foreign passports
Cons for Expats
- Limited English support in smaller branches
- Video ID verification rarely available for foreigners
- PESEL recommended for smoother process
Special Features
- Transparent currency conversion
- Good for international businesses
- Competitive business banking
- Free personal account