ING Bank Śląski
Savers
High interest rates
Secure banking
SEPA transfers
7/10
Expat-Friendliness Score
ING Bank Śląski is the top choice for expats who prioritize savings, offering the highest interest rates in Poland at 7.0% APY. The bank provides a free personal account with a modern, secure mobile app and good English support. However, it strictly requires PESEL (and often zameldowanie) for account opening, making it suitable only for established expats. If you already have your documents in order and want to maximize savings returns, ING is unbeatable. The bank also offers free SEPA transfers, making it ideal for those who frequently send money within Europe.
Fees & Costs
- Personal Account
- 0 PLN
- Business Account
- 20-35 PLN/month
- Savings Interest
- Up to 7.0% APY (highest in Poland)
Requirements
- PESEL Required
- Required
- Online Opening
- Branch Only
- Opening Time
- 1-2 days (in branch)
Ratings
- English Support
- Mobile App
- ATM Network
- 4,200 ATMs
Contact
- Website
- https://www.ing.pl
- Phone Support
- +48 801 222 222
- [email protected]
Pros for Expats
- Highest savings rates in Poland (7.0% APY)
- Free personal account with no conditions
- Secure and modern mobile app
- Good English support via phone and app
- No fees for international card usage
Cons for Expats
- PESEL often required, even for EU citizens
- No remote opening for foreigners
- May require zameldowanie (address registration)
Special Features
- Market-leading savings rates (7.0% APY)
- Free SEPA transfers
- Secure, modern mobile app
- Good English phone support